Financal Services

Finance Package

We provide a range of credit solutions to help you pay for your heating project.

Calculate your loan

Spread the cost of your project by up to 3 years if you spend more than £500 on heating. This option allows you to spread the cost of your purchase with fixed monthly repayments over 12, 24 or 36 months, you choose.

Loan calculator illustration

Monthly repayment options
Total Purchase Amount Deposit min 10% Loan amount 12 months 24 months 36 months
£1,000 £100 £900 £76.96 £39.40 £26.89
£3,000 £300 £2,700 £230.88 £118.20 £80.67
£5,000 £500 £4,500 £384.80 £197.00 £134.45
£7,000 £700 £6,300 £538.72 £275.80 £188.22
£9,000 £900 £8,100 £692.64 £354.59 £242.00
£11,000 £1,100 £9,900 £846.56 £433.39 £295.77

Representative Example

On a sale value of £1,000 pay a deposit of £100 and take a loan to make up the difference. The total amount of credit would be £900. Repay the loan over three years by making 36 monthly repayments of £26.89. The total amount payable will be £1,068.04. Representative 4.9%APR (Loan rate will be 2.5% fixed).

* Minimum 10% deposit required. Credit is subject to status. Loans from £500 to £25,000. We reserve the right to remove this offer at any time. B&Q is authorised and regulated by the Financial Conduct Authority and only offers products from Hitachi Personal Finance. Hitachi Personal Finance is a division of Hitachi Capital (UK) Ltd authorised and regulated by the Financial Conduct Authority.