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8.9% APR representative - spread the cost up to 5 years
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Pay a 10% deposit and enjoy a payment free period for up to a year when you spend over £1,000 on kitchens, bedrooms or bathrooms.

Choose to settle the full loan value within 12 months and only pay back what you have borrowed. If you do not settle in full before the end of the payment free period spread the cost over the next 36 months - interest will be charged on the whole balance from the date of purchase with this option

Repay in full within 12 months and incur no interest

For example

Total purchase price Deposit min Loan amount Amount paid within 12 months Interest rate Total amount payable
£3,500 £350 £3,150 £3,150 0% £3,500

Or...spread the cost even further

Representative example

Total purchase price Deposit min Loan amount Interest rate 36 monthly repayments
commencing 12 months after the agreement
APR% Total amount payable
£3,500 £350 £3,150 5.7% fixed £107.61 8.9% representative £4,224

†Credit is subject to status. Loans available from £450 to £25,000. We reserve the right to remove the offer at any time. B&Q is authorised and regulated by the Financial Conduct Authority and only offers products from Hitachi Personal Finance. Hitachi Personal Finance is a division of Hitachi Capital (UK) Ltd authorised and regulated by the Financial Conduct Authority.