What is PayPal credit?

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that’s attached to your PayPal account which you can use for your online purchases. Spend £99 or more and enjoy 0% interest for 4 months on your purchase.

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Representative example

Representative 19.9% APR (variable); Purchase rate 19.9% p.a. (variable); Assumed credit limit £1200. Subject to Status. Terms and Conditions apply. B&Q Limited (FRN 712268) is a broker and advertises credit from PayPal Credit. PayPal Credit is a trading name of PayPal (Europe) S.à.r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg.

How does it work?



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